Built on Ethereum Layer 2,the CreDA Oracle uses AI to leverage blockchain’s transparency and immutability by assessing activity across multiple chains including Ethereum, Arbitrum, BSC (Binance Smart Chain), Fantom, Polygon, HECO (Huobi ECO Chain), and OEC. The CreDA credit rating system is based on the decentralized identifier (DID) protocol, utilizing artificial intelligence (AI) to compute user credit scores through its proprietary CreDA Credit Oracle.