Free Claimable CREDA (Locked) Token as % of Credit Score
Increased Saving Rate (based on Credit Score)
Reduced Borrowing Rate (based on Credit Score)
None
10%
0%
0%
1
14%
+1% to +2.5%
-1% to -2.5%
2
20%
+2% to +5%
-2% to -5%
3
28%
+5% to +7.5%
-5% to -7.5%
4
38%
+7.5% to +10%
-7.5% to -10%
5
50%
+10% to +15%
-10% to -15%
A cNFT that is burned within 90 days of minting will receive back locked CREDA tokens
A cNFT that is burned after 90 days of minting will receive back unlocked CREDA tokens
